.risks {
  padding: var(--space-2xl) var(--space-md);
  background: linear-gradient(180deg, #ffffff 0%, #fafafa 100%);
}

.risks-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: var(--space-xl);
  max-width: 1200px;
  margin: 0 auto;
}

.risk-card {
  background: white;
  padding: var(--space-xl);
  border-radius: 16px;
  border: 2px solid var(--color-border);
  transition: all var(--transition-base);
}

.risk-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-xl);
  border-color: var(--color-secondary);
}

.risk-icon {
  font-size: 3rem;
  margin-bottom: var(--space-md);
}

.risk-title {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: var(--space-sm);
}

.risk-description {
  color: var(--color-text-secondary);
  line-height: 1.7;
}
